Your data never leaves your device

# AI expense tracking
that respects your privacy

XpenseAIQ runs on your own computer. Your receipts, statements, and financial data stay 100% local. No cloud uploads. No data harvesting. Just powerful AI.

Download & Install ↓ See Features
100%
Local & Private
4
AI Providers
25+
Features
Free
To Start

## Privacy-first by design

Unlike cloud apps, XpenseAIQ runs entirely on your machine. Here's why that matters.

🔒

### Your Data Stays Local

All receipts, statements, and expenses are stored in a local SQLite database on your computer. Nothing is uploaded to any cloud.

🛠

### Self-Hosted App

XpenseAIQ runs as a lightweight local server on your laptop. Access it from your browser at localhost — no internet needed for core features.

🤖

### Choose Your AI

Use free cloud AI (Qwen, Gemini, Mistral) or run 100% offline with Ollama. Your AI keys, your choice, your control.

👥

### No Account Required

Start using immediately. Google sign-in is optional — only needed for multi-device sync and group features.

## Everything you need to manage expenses

From receipt scanning to group bill splitting — all powered by AI, all running locally

📷

### Receipt Scanning

Snap a photo or upload an image. AI extracts merchant, amount, date, items, and category in seconds.

💳

### Credit Card Statements

Upload PDF or CSV statements. AI extracts every transaction, flags anomalies, and finds subscriptions.

📈

### Analytics & Insights

Visual dashboards showing spending trends, category breakdowns, and monthly comparisons.

🤖

### AI Chat Assistant

Ask questions about your spending. "How much did I spend on food last month?" — get instant answers.

👥

### Group Expenses & Splits

Create groups, split bills fairly, and track who owes what. Perfect for shared households and trips.

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### Fraud Detection

AI scores every receipt for fraud signals — duplicates, vendor bursts, price anomalies, and more.

🛰

### Knowledge Graph

GraphRAG connects your expenses into a knowledge network — discover spending patterns and vendor relationships.

💲

### Multi-Currency

Supports any currency worldwide. Travel receipts converted and categorized automatically.

🔔

### Bill Verification

Side-by-side PDF comparison. Match extracted transactions against the original — catch every missed line.

## Install in 3 easy steps

Download, double-click, and follow the setup wizard. No command line needed.

⬇ Download XpenseAIQ (.zip)

v4.10.0 · ~5 MB · Works on Mac, Windows, Linux

### 🍎 Mac

1. Install Node.js 18+ if not already installed
2. Download the ZIP above and double-click to extract it
3. Open the `xpenseaiq-app` folder and double-click "Start XpenseAIQ.command"
4. Your browser opens automatically with the Setup Wizard — follow the steps to configure Google Sign-In and AI keys
5. Done! XpenseAIQ is running at `http://localhost:3001`

### 💻 Windows

1. Install Node.js 18+ (LTS recommended)
2. Download the ZIP above, right-click → Extract All
3. Open the `xpenseaiq-app` folder and double-click "Start XpenseAIQ.bat"
4. Your browser opens automatically with the Setup Wizard — follow the steps to configure Google Sign-In and AI keys
5. Done! XpenseAIQ is running at `http://localhost:3001`

### System Requirements

Lightweight — runs on any modern computer

⚡ Node.js 18 or newer
💾 ~200 MB disk space
🔌 512 MB RAM minimum
🌐 Internet for AI (optional with Ollama)

## How it works

Simple local setup, powerful AI capabilities

1

### Download & Double-Click

Download the ZIP, extract it, and double-click the launcher. Dependencies install automatically.

2

### Upload or Snap

Take a photo of a receipt, or upload a statement. AI extracts everything automatically.

3

### Track & Analyze

See dashboards, chat with AI, split bills, and export reports. All local.

4

### Your Data, Your Control

Everything stored in a local SQLite file. Backup, move, or delete anytime.

## Simple, transparent pricing

Start free. Upgrade when you need more power.

Free
$0 /forever
Great for personal expense tracking

- ✓ 3 receipts / day, 30 / month
- ✓ Receipt scanning & review
- ✓ Credit card statements
- ✓ Analytics dashboard
- ✓ Fraud detection
- ✓ Cloud AI (Qwen, Gemini, Mistral)
- ✗ AI Chat & Graph
- ✗ Group expenses & splitting

Download Free ⬇ Download ZIP
Paid
$9 /month
Full power for professionals & families

- ✓ Unlimited receipts
- ✓ Everything in Free
- ✓ AI Chat assistant
- ✓ Knowledge Graph (GraphRAG)
- ✓ Group expenses & bill splitting
- ✓ Family sharing
- ✓ Full data export
- ✓ Local AI (Ollama) support

⬇ Download & Start Free

## Ready to take control of your expenses?

Download XpenseAIQ, run it locally, and start tracking in under 2 minutes. Your data stays with you — always.

⬇ Download Free (.zip)